Setup FIC Company London

If you are looking to setup a FIC company in London, our specialist team is here to guide you. We help UK and international families setup a Family Investment Company to manage, protect, and pass on assets to the next generation through clear advice, simple processes, and dedicated ongoing support.

What is a Family Investment Company?

A Family Investment Company (FIC) is a private limited company used for long-term wealth planning. Setting up a Family Investment Company in London gives families a structured way to manage, protect, and grow wealth, while preserving family assets across generations.

Instead of holding assets personally, you place them into the company and allocate shares to family members. This structure allows you to:

• Maintain control over investment decisions
• Separate control (voting rights) from economic benefit (dividends and capital growth)
• Plan how and when wealth is passed to the next generation
• Support asset protection by holding family assets within a corporate structure
• Facilitate succession planning and involve younger generations in the family business, supporting long-term wealth transfer
• Benefit from tax efficiency, with FICs offering opportunities that support strategic inheritance tax planning
• Tailor your investment strategy to align with your family’s long-term goals and risk appetite

We work with you and your advisers to ensure your London FIC is tailored to your family’s needs and long-term goals. A Family Investment Company can help you retain control over family assets while supporting wealth transfer to younger generations.

Gifting shares to children can be structured as a potentially exempt transfer for inheritance tax purposes, making FICs a useful tool to consider as part of inheritance tax planning.

Our FIC Company Setup Services in London

Our complete Family Investment Company setup service offers families a structured and tax efficient way to manage and grow wealth. A Family Investment Company is typically established as a private company under UK law. We start by understanding your objectives, family dynamics, and long-term investment goals, then design a tailored company structure that aligns with your planning needs.

Our team prepares all incorporation documents, drafts bespoke Articles of Association, and creates appropriate share classes to balance control and benefit between family members. A shareholders agreement is also recommended to define management responsibilities, share distribution, and transfer protocols, supporting smooth company operations.

After preparing the incorporation documents, we register your company with Companies House and advise on the requirement to file annual accounts and corporation tax returns as part of ongoing compliance. We also support the practical steps of establishing your FIC, including opening a business bank account, documenting capital contributions or loans, and coordinating the transfer of assets.

Once your structure is in place, we provide ongoing compliance and governance support to help your FIC remain aligned with UK regulation and responsive to evolving family circumstances. Profits generated within the FIC are subject to corporation tax, and it is important to understand your annual tax obligations, including the requirement to pay corporation tax on investment returns.

We recommend seeking professional advice from a chartered tax adviser to support compliance with current tax laws, optimise your Family Investment Company structure, and maximise tax efficiency. This complete approach gives you confidence that your FIC has been professionally crafted to support and grow your wealth for future generations.

Why Choose Us to Setup a FIC in London?

• Specialist Focus: We specialise in Family Investment Companies and understand both the family dynamics and the technical details.
• Tailored Approach: Every FIC is structured around your family’s unique needs, with bespoke documents prepared to suit your circumstances.
• Clear, Plain English Advice: We explain complex concepts in straightforward language so all family members can understand and feel comfortable.
• London Based, International Perspective: We understand UK rules and the needs of globally mobile families.
• End to End Service: From initial idea to full implementation and ongoing support, we are with you at every step.

Who We Work With

We assist family members:

• UK based families seeking long-term, tax aware wealth planning
• International families with UK assets or family members resident in the UK
• Entrepreneurs planning to invest proceeds from a business sale, including those who have sold a trading company and are considering transferring assets into a FIC
• Property investors consolidating portfolios into a FIC structure, managing rental income, and transferring non cash assets such as property into the FIC, with consideration of stamp duty land tax

Transferring assets, including non cash assets, into a FIC structure involves careful planning to address potential tax implications such as stamp duty land tax and Capital Gains Tax, supporting efficient succession and wealth management.

We also collaborate with:

• Private client lawyers and tax advisers
• Independent financial advisers and wealth managers
• Accountants and family offices

What You Need to Get Started

To begin planning your London FIC, it helps to have:

• A rough schedule of your family assets (including cash, investments, property, business interests, and non cash assets), and an understanding of the potential capital gains tax that may arise when transferring these assets into the FIC
• An outline of who you would like to benefit (children, grandchildren, other family members)
• Any existing wills, trusts, or planning arrangements (so the FIC fits alongside them)

When transferring assets into a Family Investment Company, it is important to understand the tax consequences, immediate tax consequences, and wider tax implications. For example, transferring property may trigger stamp duty land tax, and moving assets can result in capital gains tax liabilities.

Funding the FIC with loans may allow for loan interest deductions and a corporation tax deduction, so it is important to claim tax relief where available and to consider all tax relief options.

Operating a FIC can involve taxation at multiple levels, as profits are taxed at the corporate level and again as dividend tax or income tax when dividends are paid or dividend income is extracted by shareholders. The combined tax position on profits and distributions, as well as personal tax implications for each beneficiary, should be carefully considered to support tax efficient extraction of funds.

You should also be aware of ongoing tax liabilities, annual tax obligations, and the importance of structuring the FIC to support tax efficiency. Certain investments, such as those qualifying for the Enterprise Investment Scheme, may have specific tax implications when held inside or outside a FIC, so professional advice is recommended.

If you do not have these in place yet, we can help you work through them step by step.

Talk to London’s FIC Setup Specialists Today

Ready to setup your Family Investment Company in London? Our chartered tax advisers and FIC specialists are based in London and serve families across the UK and overseas. Whether you are at the early planning stage or ready to incorporate, we offer a free, no obligation consultation to walk you through the process, costs, timelines, and the right structure for your family. Call us on 03300 575 902 or book your free FIC consultation online and take the first step toward planning your family’s wealth for generations to come.