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Buy To Let Property Accountants

Buy To Let Property Accountants for Landlords and Property Investors

Landlords and private investors in the UK prefer investing in buy-to-let properties for two reasons. Firstly, for capital growth, and secondly, because buy to let mortgage can generate a decent rental and passive income.

As a private landlord or property investor, staying updated with the rapidly changing legislative landscape can indeed be challenging.

Despite the challenges posed by the COVID-19 pandemic, the buy-to-let market in the UK is bouncing back and rental prices are on the rise, offering lucrative investment opportunities for both seasoned and novice investors alike. Do not miss out on your chance to buy to let landlords capitalise on this promising trend!

To discuss further about our Buy to Let Property Accounting Services, Request a Consultation.

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Buying property as a personal investment vs limited company

Investing in property development and buy-to-let can be an appealing option for personal investment as it can offer a stable, tangible asset and decent return over time, despite market fluctuations.

Whether it is for earning a secondary income or making a living, treating it as a business and seeking advice from an accountant is crucial for success.

However, if buying property is being considered as a limited company, it is important to seek guidance from experts who are knowledgeable about various acquisition methods and structures.

Our team has experience working with landlords and property investors, and can provide advice on managing and growing a serious property investment portfolio while minimising liability risks.


Your responsibilities as a landlord

As a landlord, whether you are renting out a property individually or as a limited company, you have financial and administrative responsibilities. Failing to fulfil these responsibilities can result in financial penalties and investigations for tax evasion from HMRC.

Hence, it is important to keep track of your obligations, including registering for self-assessment, submitting accounts and tax returns together, and declaring your earnings in an annual tax return.

However, managing your financial responsibilities as a landlord can be quite a challenge, especially with multiple properties to manage and tenants to maintain relationships with.

To help ease this burden, many landlords, and property investors should consider using the services of a specialist property accountant.


What is the most tax efficient ownership structure for buy to let properties?

We understand the importance of structuring your property activity effectively in order to align with your current income position and future financial goals. Our experts will thoroughly analyze your situation, considering factors such as your income sources, expenses, and long-term objectives.

With this comprehensive understanding, we will provide you with tailored advice on how to optimise your property investments. Rest assured that our team is committed to guiding you towards making informed decisions that will enhance your financial success in the property market.

  • Sole Personal Ownership
  • Joint Tenants in Common
  • Partnership
  • Limited Liability Partnership
  • Limited Company
  • Pension Fund Trust

How does stamp duty affect buy-to-let properties?

Stamp Duty Land Tax (SDLT) is a tax that must be paid on property purchases over a certain threshold. If a property is bought for less than this threshold, SDLT does not apply. The current thresholds for SDLT depend on the type of property being purchased.

  • For residential properties, the threshold is £250,000.
  • First-time buyers purchasing a residential property for £625,000 or less have a higher threshold of £425,000.
  • For non-residential land and properties, the threshold is £150,000.

It is worth keeping in mind that tax rates can be revised, and seeking professional advice is always recommended to ensure you fully comprehend your specific tax responsibilities.


How does income tax affect buy-to-let properties?

Landlords are required to pay income tax on rental income and declare it on their annual tax return. Changes to tax relief for landlords mean that they can no longer deduct 100% of mortgage interest and other allowable costs from their gross rental income. Instead, they receive a 20% reduction in tax liability and are required to declare all other expenses in their income and claim back a 20% credit.

This could lead to landlords facing significantly increased costs and potentially being in a higher tax bracket. Seeking professional advice on landlord tax, from an accountant is recommended to understand the impact on their financial position.


How can we help you?

We can provide you with a range of professional financial services and expertise to help you achieve a rewarding return on investment. This is how we can help:

  • We can help prepare accurate rental accounts: We ensure that your financial records are accurate and up-to-date.
  • Advice on maximising tax efficiencies by reviewing expenditure: We can review your expenditure and provide advice on how to maximise tax efficiencies, helping you to reduce your final tax bill.
  • Assistance with tax return preparation and compliance: We ensure that you meet all of your tax obligations.
  • Provide advice on minimising capital gains tax: We can provide advice on capital gains tax, helping you to minimise your tax liabilities when you sell your property.
  • Advising on available landlord-specific reliefs: We ensure that you take advantage of all the tax breaks that are available.
  • Support with Making Tax Digital compliance: We help you to comply with the government’s Making Tax Digital initiative.
  • Advice on improving profit levels: We help you maximise your return on investment.
  • Guidance on tax-efficient business structures: We can provide advice on the most tax-efficient way to structure your buy-to-let business.

Why choose us

Are you a landlord feeling overwhelmed by the complexity of managing your property portfolio and keeping up with tax regulations?

We offer expert rental property accountancy services that can help you navigate these challenges with ease.

Our friendly and professional team of Property Accountants is committed to taking the burden council tax off your shoulders by providing comprehensive tax advice and support.

We will help you identify opportunities to maximise tax efficiencies and minimise liabilities, so you can continue to grow and prosper your buy-to-let business.

What sets us apart is our in-depth knowledge of various acquisition methods and structures, which we use to help you expand your property portfolio while ensuring compliance with regulatory requirements.

We offer customised solutions that meet your unique needs and goals, and work closely with landlords of all types.

We provide a level of accountancy service that surpasses the basics, giving you a clear view of the bigger picture when it comes to buy to let accountant managing your property investments.

Let us guide you through the complexities of tax regulations and rental accounts, freeing you up to focus on growing your buy-to-let business.

Expert support around the UK

Our expert business team is always available to answer your questions and give you advice.

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See how dns can help You today.

Our team of Property Tax Accountants comprises with many years’ experience in the industry. We take pride in our many years of experience, as well as the diverse backgrounds of our team members. With former property lawyers, accountants, and financial advisers on board, we can assure you that our advice is of the highest quality and expertise.

Give us a call today on 03300 575 902 to speak to our advisors, we'll find the right accounts & tax solution for you.
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Award winning experts trusted by many

We're proud of our clients and their success. Find out more about them and the help and support we provide.


British Accountancy Awards


The Londan Asian Business Awards 2019


Investing in People Awards 2019


British Accountancy Awards 2018


Accounting Excellence Shortlisted Awards 2018


British Accountancy Awards 2017


The British Accountancy Awards 2013


The Contracting Awards 2019


British Accountancy Awards


The Contracting Awards 2020


The Association of Company Registration Agents


Accounting Excellence Client Service Awards 2020


Accounting Excellence Investing in People Awards 2020


The Contracting Awards 2020


The Contracting Awards 2020


Advisor Software Partner


The Contracting Awards 2020

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I am writing this email as a token of appreciation for Manish Garg, who is our lead accountant for the past...

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We work with DNS Associates for 4 years now and we always had a feeling that our problems and questions are top...

Max Floor UK

DNS Associates provides cost effective and very professional services. My accountant Sneha Gurudutta has been...

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Very professional and efficient team. I will highly recommended to all small or big business owners...

Jhon Gill

I’m a new client and Debangshu Sarkar has been reliable, timely and informative to date. Very impressed...

Freddie Sam Webber

Excellent services, my account manager Amit Gupta always there for me, excellent work on time and take...

Ghofran Abdelrehem

I recently starteed my own company and in need of a good accountant. With my friends reference, I started...

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I have been using DNS Services over a year from setting up my company till date. They are extremely professional...

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Head Office:
dns property tax services Pacific House, 382 Kenton Road, Harrow, Middlesex, HA3 8DP