Who We Help

We work with all types of landlords in Edinburgh and the surrounding areas:

• Accidental landlords (inherited or moved-out homes now let)
• Buy-to-let investors with one or multiple properties
• Short-term / holiday let and Airbnb hosts
• Student landlords and HMO owners
• Non-resident landlords with UK property
• Landlords with mixed employment and rental income

We tailor our advice to each client’s unique circumstances, ensuring the best possible outcome for all our clients.

If you’re worried that your tax affairs aren’t up to date, the worst thing you can do is ignore it. Speaking to a specialist early almost always leads to a better, cheaper outcome.

Our Let Property Campaign Service

We offer a complete, end-to-end service for landlords using the Let Property Campaign:

Whether you operate as an individual, a property business, or through a company, our service ensures robust record keeping and compliance for your rental activities.

1. Confidential Initial Review

• We review your property history, rental income and expenses, including a thorough assessment of your tax position. This covers any self assessment obligations you may have as a landlord and evaluates your readiness for making tax digital requirements.
• Identify the years where issues may exist
• Explain your options and the likely range of tax, interest and penalties

2. Registration with HMRC

• We register your interest in the Let Property Campaign with HM Revenue & Customs (HMRC) to ensure correct disclosure procedures
• Ensure all deadlines are noted and managed
• Act as your authorised agent, so HMRC speak to us, not you

3. Calculating Tax Owed

• Reconstruct rental accounts for each tax year
• Check every allowable expense you can deduct, including mortgage interest, council tax, and other costs, to ensure your property income and letting income are reported accurately on your tax return and tax returns.
• Identify any unpaid tax and calculate the income tax that needs to be paid to HMRC.
• Highlight any capital gains tax issues (for sold or gifted properties)

4. Preparing the Disclosure

• Draft the full disclosure and calculation for HMRC, ensuring you report rental income in line with current tax rules and tax digital requirements
• Include a clear explanation of how errors arose (careless vs deliberate)
• Aim to secure the lowest justifiable penalty level

5. Negotiation and Settlement

• Handle all correspondence with HMRC
• Clarify any queries raised and minimise disruption to you
• Agree the final settlement and payment terms where available

Why Choose Us as Your Let Property Campaign Experts in Edinburgh?

Local Edinburgh specialists

We understand the local rental market, typical yields and common expense patterns for properties in Edinburgh and the Lothians, which helps us present realistic figures to HMRC. Our team includes experienced accountants who provide quality advice and proactive tax planning tailored to landlords.

Let Property Campaign expertise

We deal with Let Property Campaign disclosures regularly, so we know what HMRC expects and how to avoid common mistakes that can delay or increase your liability.

Penalty minimisation focus

How your disclosure is presented can significantly affect penalties. We carefully set out the facts to show full cooperation and transparency.

Clear, fixed-fee options

Where possible, we offer fixed-fee packages with a commitment to transparent fees so you always know what you are paying for, with no surprises.

Discreet and non-judgemental

Many landlords simply didn’t realise they needed to declare rental income, especially when making a loss or when the rent only covered the mortgage. We’re here to fix the problem, not judge how it arose.

Common Concerns from Landlords

“I’m worried HMRC will find out.”

If HMRC opens an enquiry before you disclose, penalties are typically higher. HMRC investigations are becoming more frequent and thorough, with increased use of data analysis and cross-referencing, making voluntary disclosure even more important to avoid formal investigations. Using the Let Property Campaign proactively almost always puts you in a better position.

“My records are a mess.”

That’s normal. We work with bank statements, letting agent statements, mortgage records and anything else available to rebuild your figures.

“I can’t pay everything at once.”

In many cases, HMRC will allow time to pay arrangements. We’ll help you put forward a manageable proposal.

Typical Situations We See

• Renting out a previous home, often your main home or another residential property, after moving in with a partner or relocating
• Airbnb / short-term lets of residential property that started casually and grew over time
• Inherited residential properties let out before probate and tax were fully considered
• Landlords dealing with situations where they assumed their letting agent had “taken care of the tax”
• Non-UK residents receiving UK rent from residential property without realising UK tax was due

If any of these sound familiar, it’s worth having a confidential conversation.

We have extensive experience in dealing with a wide range of landlord scenarios, including main home and residential property tax matters.

How Our Process Works

1. Book a free, confidential consultation
   Share a brief outline of your situation – no obligation and no contact with HMRC at this stage. In our initial consultation, we consider the big picture of your property and tax situation, looking beyond just immediate compliance.
2. Information gathering
   We help you compile property details, rental income, mortgage and expense information.
3. Estimate and proposal
   We give you an estimate of tax, interest and potential penalties and confirm our fee.
4. Formal disclosure and negotiation with HMRC
   We prepare and submit your Let Property Campaign disclosure and handle all discussions with HMRC.
5. Settlement and future compliance
   Once agreed, you settle with HMRC and we help you stay compliant going forward.

Serving Edinburgh and the Lothians

Our Let Property Campaign experts support landlords with rental properties across:

• Edinburgh (New Town, Old Town, Leith, Stockbridge, Morningside, Marchmont and beyond)
• East Lothian
• Midlothian
• West Lothian

Remote meetings by phone or video are available if you’re based elsewhere but hold rental property in Edinburgh.

Take the First Step Today

If you suspect your rental income hasn’t been fully declared, now is the time to act. Coming forward voluntarily through the Let Property Campaign is almost always better than waiting for HMRC to contact you.

Let our Edinburgh Let Property Campaign specialists help you draw a line under the past and move forward with peace of mind.

Frequently Asked Questions

1. What happens if I ignore the Let Property Campaign?

If you do nothing and HMRC later discovers undeclared rental income, you may face higher penalties, backdated tax, interest, and—in serious cases—formal investigation. In the most serious cases, landlords may even face criminal prosecution for failing to declare taxes. Voluntary disclosure almost always leads to a far better financial and legal outcome.

2. Do I need perfect records to make a disclosure?

No. Most landlords don’t have full records for every year. We can reconstruct rental accounts using bank statements, mortgage statements, letting agent statements, or any partial information you have. Good record keeping is important for supporting your disclosure and ensuring compliance with tax regulations. HMRC accepts reasonable, well-supported estimates where full records aren’t available.

3. How far back do I need to disclose?

This depends on how HMRC views the behaviour.

• Careless mistakes: up to 6 years
• Deliberate errors: up to 20 years
  We help you determine the correct period and ensure your disclosure is comprehensive without overstating anything unnecessarily.

4. Will I have to pay everything immediately?

Not usually. HMRC often allows time-to-pay arrangements for landlords who cannot settle their liability in one go. We help negotiate a realistic and affordable payment plan when needed.